Lincoln navigator maintenance cost

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For the second year in a row, the Lincoln Navigator has won the Vincentric Best Value in America award in the Large Luxury SUV segment.

Vincentric analyzes data to determine ownership costs over the lifecycle of a vehicle. The overall value is determined using a statistical analysis that incorporates the total cost of ownership of all vehicles for the 2016 model year along with the current market price of those vehicles.

Every month, Vincentric measures the cost to own and operate more than 3,000 vehicle configurations based on typical use by consumers. Additionally, Vincentric estimates the current market price for each vehicle, incorporating rebates and incentives into this process to determine the total cost of ownership.

Areas in which the Navigator exceled to receive the best value award are:

• Lowest depreciation cost in its class

• Lowest maintenance cost in its class

• Lowest total cost of ownership in its class

• Lowest fixed costs in its class; combined total of depreciation, fees and taxes, finance, insurance, and opportunity cost

• Lowest operating cost in its class: combined total of fuel, repairs, and maintenance costs

The value equation for Navigator is strengthened by its standard 3.5-liter EcoBoost engine, which delivers a combination of power and fuel economy. It produces 380 horsepower, using 93-octane fuel, and provides best-in-class fuel economy of an EPA-estimated fuel economy ratings of 16 city/22 highway/18 combined mpg for the 4x2 configuration. Actual mileage will vary.

The award signifies Lincoln's value leadership of the large, luxury SUV segment. The recent reveal of the Navigator concept gives a glimpse of what the future may hold for Navigator, and path of continuous innovation.


With the Navigator, power and performance are delivered while maintaining a true luxury environment. The Navigator scores high on interior quietness, allowing passengers to more comfortably enjoy conversation.

Navigator has long been synonymous with large-scale luxury. The available Reserve Package introduces a new level of luxury, offering customers:

• Updated cabin that extends upgraded premium leather to all three rows of seats, as well as to the armrests, center console lid and gear shift

• Hand-wrapped leather instrument panel with contrast stitching and leather glove box door

• Premium Ziricote wood trim, a luxurious natural-grain wood new to the automotive industry that is most commonly used as an accent in yachts

A Wollsdorf leather-wrapped, wood-trimmed steering wheel features a thick grip and soft touch for a dynamic driving experience.


How reliable is a Lincoln Navigator?

Home/ Maintenance Cost /Lincoln Navigator

Nicholas Hinrichsen - Published: October 1, 2021

There is much more that impacts the cost of car ownership than just the sticker price or MSRP. When buying a car most people have an easy means to find the MPG or fuel economy, fuel costs, registration fees, and insurance premiums as part of their average car annual costs - how do you know how to find maintenance costs?


Most people know that certain brands have good cars that are reliable (Honda) and others are very unreliable (Land Rover). While these associations are often grounded in fact - there’s far more data we can use to determine which Hondas (e.g. the Honda Civic vs. Ridgeline) are reliable and which Land Rovers (e.g. the Evoque vs. Range Rover Sport) are unreliable.

How reliable is a Lincoln Navigator and what are the expected maintenance costs?

To look into your specific vehicle’s maintenance costs we’ve developed some aggregated data from RepairPal, Warranty companies, and long-term quality studies to determine both maintenance costs and the overall reliability of a Lincoln Navigator and compared its results across other makes and models. In this article we’ll examine:

  • How reliable overall is a Lincoln Navigator?

  • What is the overall maintenance cost of a Lincoln Navigator?

  • How frequently does a Lincoln Navigator require maintenance?

  • How likely is the Lincoln Navigator to have a severe repair issue?

  • What are different factors that impact maintenance cost?

  • How reliable is Lincoln Navigator over the long term and in the real world?

Some vehicles may appear to be a smart purchase due to low down payments and purchase prices, however you should do some research on exactly how much the car will cost you throughout each year. This article writes about the details of the true cost of maintenance of a Lincoln Navigator in order to answer these above questions to save you time and money. 

Overall Reliability Ratings: Is The Lincoln Navigator Reliable?

Overall the Lincoln Navigator reliability is 36.3 and that makes it not very reliable. The chart below illustrates exactly how this ranks compared to some other cars, but the average overall rating is 57 as some comparison.

This data is based on a mix of examining the cost and frequency of maintenance, the warranty coverage, and by looking at long-term reliability by looking at how long these vehicles are typically kept on road. Keep in mind this comparison is amongst all cars, not just compact or subcompact cars in the same class as the Lincoln Navigator.


You might notice these figures differ substantially than those you might find in J.D. Power or Consumer Reports. Most publications look at reported issues in the first months of ownership to the dealership (such as JD Power), or ask for owners biased reviews over longer term cycles of their new vehicles. This study instead looks at real world repair costs and frequencies from repair shops and wholesale auction data.

Annual Maintenance Cost of a Lincoln Navigator

Overall - the Lincoln Navigator has yearly car maintenance costs total to $1,089 .  The table below shows a complete ranking of how various cars rank in this overall system as some comparison. Given that the Lincoln Navigator has an average of $1,089 and that the average vehicle costs $651 annual --- the Navigator is substantially cheaper to maintain.

How Frequently Does a Lincoln Navigator require maintenance?

To examine the frequency of major maintenance we examined how many times the vehicle needed major unscheduled maintenance over a 3 year span. This “major” maintenance item is an expensive system breakage (generally a part or a component with pricing over $1,000) that requires repair. 

It should be noted that while we examine this data on a make model basis, driving habits, condition, and mileage obviously impact results. Each vehicle requires maintenance at different frequencies. Older vehicles may need more frequent services, while new cars can go longer without as much attention. 

You can tell how long a vehicle can go without maintenance services by its frequency score. A frequency score tells us how many times per 3 year span a specific vehicle requires major maintenance. The score is presented over a 3 year span - so for example, if a car has a maintenance frequency score of 3, then this car requires major services every year. The closer the frequency score is to 0, the longer amount of time it can go without major maintenance services. 

A Lincoln Navigator has a frequency score of 1.17. This compares to an industrial average of 1.3, so on that implies the Lincoln Navigator is substantially better than average. The chart below gives a breakdown of all makes/models. 

It’s worth pointing out that there are lots of reliable vehicles that may also require frequent, but affordable maintenance. Many domestic brands for example require higher maintenance visits, but at a cheaper overall cost (since labor and parts expense are typically cheaper for domestic brands). This doesn’t mean the car breaks less often, but does indicate that when the vehicle has issues its very easy to fix - which is arguably even more important.

Severity of Repair and how it impacts overall reliability for the Lincoln Navigator

Some repairs can be outliers as they cost way more than the average repair cost. To identify these “big deal” repairs where an engine, transmission, or major component needs replacing, RepairPal uses a severity score for their consumer reports and reliability rating.


You can use a vehicle’s severity score to determine how likely that specific make and model will have a major issue. Severity scores are given as percents, with a score closer to 100% showing the vehicle is very likely to need major repairs. 

These scores are especially important for the National Highway Traffic Safety Administration (NHTSA), who enforces the safety standards to reduce vehicle-related accidents; vehicles in need of repair are a hazard to the driver and everyone else.

Specifically for the Lincoln Navigator, this vehicle has a severity score of 18%% compared to an average of 12% for all vehicle models. 

Please note - severity score is a very good indicator of whether or not you might want to purchase an extended warranty. Extended warranties don’t make economic sense most of the time, but they do help avoid high-cost catastrophic events. 

Long term reliability and the “Keep on Road” score of the Lincoln Navigator.

Although reliability encompasses many things, there is a score from Dashlight that seeks to give a good overall impression of an owners ability to “keep on the road”. This study looks at trade-in vehicles both in terms of overall mileage, and the number of reported “red light” issues for those trade-in and auction vehicles.


A red-light issue is when there are major engine, transmission, or other powertrain issues that require substantial repairs. This index is good for a couple reasons shown in the 2 x 2 chart below:

Cost / Frequency to Repair 




Low frequency of issues, and when they do occur they will likely be remedied so few cars will be traded in with issues

Although repairs are low in frequency, because they are very high cost its likely many trade-in cars will show these major issues


Although repairs are frequent, the low cost of repairs means few cars are traded in with issues

Highly likely cars will be traded in with a high frequency of major issues

So in essence this is a good estimate of how expensive it is to keep a car on the road reliably vs. getting a newer car. It's also a good metric to balance out the superior reliability of some brands (e.g. Lexus) with the cheaper cost to repair some domestic brands (e.g. Ford).


Overall the Lincoln Navigator has a long term quality rating of 22.6 compared to an average of 43 across Makes and Models we examined. Please note this is not compared amongst cars from the same bodystyle (e.g. hatchback) or class (e.g. subcompact) or size (e.g. small cars) but amongst all cars.


Factors That Impact Maintenance Cost

There are a number of things that impact the exact maintenance costs of your Lincoln Navigator. Generally these fit into a few main categories:

  1. The region and driving conditions in which the car is used

  2. The preventive maintenance the car receives

  3. The exact trim levels, configuration, transmission, and options and packages on the vehicle

The region and driving conditions

Would you rather buy a delivery van from Boston or a one owner van from a Grandma in rural Southern California only driven to church? Usage has a lot to do with expected vehicle maintenance costs, and in general the harsher the driving conditions, the more maintenance required. 



Warm temperate weather

Hwy cruising commutes 

Unsalted roads

Smooth level roads

Extreme Heat or Cold

Stop and Go Traffic, short trips

Salted Roads (de-icing)

Pothole heavy hills

The Preventive and Routine Maintenance

Routine maintenance costs and requirements depend on your vehicle’s make and model. These routine maintenance costs will likely help you avoid the higher costs of unscheduled maintenance. Most of the time - you can explore your vehicle maintenance schedule located in the car owner’s manual in the glove compartment to find out which maintenance services your car requires and how often these services need to be done. 

Thanks to modern computerization and mechanical improvements to the design of the engine, new vehicles require less upkeep than ever before. Nonetheless, as a general rule of thumb here’s some general maintenance expenses:

Basic maintenance factors include:

  • Oil Change: It is standard to change a vehicle’s engine oil every three months or between every 5,000 to 7,500 miles. 

  • Tire rotation: Because a car’s front two tires bear most of the vehicle’s weight, a tire rotation is needed to spread this stress evenly on all tires. It is recommended to rotate your vehicle’s tires with every oil change.

  • Multipoint inspection:

    • It is recommended to get the following inspected each oil change

    • AAA auto insurance offers free multipoint inspections

    • Fluid levels

    • Hoses

    • Inflation pressure

    • Tire tread depth

    • Battery

    • Belts

    • Air filters

In addition to these basic maintenance requirements, vehicles often require some wearable car part replacements that ultimately affect ride quality. As your car gets older in model years or if it is a used car, you might notice replacement costs starting to rise. For example, your Lincoln Navigator might also require replacements. Your average yearly cost of owning will also rise in effect to age. Also, more expensive cars are made of pricier parts, which can be more costly to replace. Replacement and car repair costs include but are not limited to:


  • Tires:

    • Checks tires once a month for cracks or tears

    • You can also use the penny test to check the tread depth of your tires

  • Wiper blades:

    • The rubber in the blades is upgradeable over time

    • Recommended to be changed every 6 to 12 months

  • Engine filters:

    • Stops dirt and debris from clouding your engine

    • Should be replaced every 20,000 to 60,000 miles

  • Brake pads: recommended to be changed every 30,000 to 50,000 miles

  • Car Batteries

  • Engine transmission: check whether your reliable car has an automatic transmission or manual transmission (e.g. six-speed manual) or CVT (continuously variable transmission) 

The exact trim levels, configuration, and options and packages on the vehicle

While we treated all [MAKE] [MODEL] the same in this article - sometimes maintenance costs vary quite highly depending on the exact trim level (e.g. LX, EX-L, EX on most Honda models), engine configured (e.g. the fuel efficient four-cylinder engine BMW is more reliable than the six cylinder turbo), standard features (e.g. airbags, sunroof, etc), as well as additional options (e.g. leather seats, heated steering wheel) and packages (e.g. technology package, utility package) the vehicle has (Toyota infotainment touchscreens in 2002-2004 were not highly reliable).

Although it's not a steadfast rule - the more moving parts, options and packages your vehicle has the more likely these items are to need repair. E.g. a vehicle equipped with Bluetooth, climate control, Apple CarPlay, Android Auto, touch screen infotainment system, and NHTSA/IIHS approved active safety features (blind spot monitors, adaptive cruise control, automatic emergency braking, lane departure warning) has more items to break than a base-level Nissan Sentra with just a steering wheel and AM/FM radio. If you opt for the four-wheel drive or all-wheel drive (AWD), rather than front-wheel drive (FWD) or rear-wheel drive models this too is likely to cause additional complications.

In addition, for styling,  trim levels for the higher horsepower sport models are more likely to be “pushing” the limits of their mechanical components than lower priced based models. The 2006-2010 BMW M5 as an example had notorious engine and transmission issues for a very advanced, highly complex V10 powertrain. The base model 5 series (more tuned for good epa gas mileage) was far more reliable.


Will having back seats increase your maintenance costs?

When deciding on the best car for you, it’s important to note the amount of legroom and overall cargo space available to you that will fit your lifestyle. Due to the technology and build of the larger vehicles now, maintenance costs to do not vary that much from SUVs to sedans. A sedan will usually have a lower CPM than most SUVs, mainly due to the higher cost of tires and brake repairs.


However, these prices do not deviate that much from one another to detract from the roomy vehicle with foldable rear seats you could have. If you’re a large family, a three-row car is definitely worth the maintenance costs, but if you’re short on a budget and don’t use your car much, only having a first row (Smart car) may work for you. 

Refinance a Lincoln Navigator:

If you’re concerned about maintenance costs - there are other ways to save on your vehicle. WithClutch can also help you save time and money by refinancing your car loan.


You may be drastically overpaying on your car loan. Use the free Auto Loan Refinance Calculator to find out how much you could save. Not only can WithClutch help you lower your monthly payment, you can also find your vehicle's window sticker using their free Window Sticker Tool.


This feature is available to all makes and models, including but not limited to Toyota, BMW,  Acura, Nissan, Mazda, Hyundai and Subaru. Start saving here!

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Lincoln Navigator Maintenance Costs

A Lincoln Navigator will cost about $12,111 for maintenance and repairs during its first 10 years of service.

This beats the industry average for luxury SUV models by $3,349. There is also a 33.36% chance that a Navigator will require a major repair during that time. This is 6.20% better than similar vehicles in this segment. The chart below illustrates how these costs and repair probabilities will increase over time.

Probability of a Major Vehicle Repair (%)

Est Annual Maintenance/Repair Costs ($)

Lincoln Navigator Maintenance Costs

YearMajor Repair ProbabilityAnnual Costs

Lincoln Navigator Maintenance Schedule

MileageRecommended Maintenance
5,000Change Oil and Filter, Rotate Tires
7,500Change Oil and Filter, Rotate Tires
10,000Change Oil and Filter, Rotate Tires
15,000Rotate Tires, Change Oil and Filter, Cabin Replace Air Filter, Lubricate Ball Joints
20,000Change Oil and Filter, Rotate Tires
22,500Change Oil and Filter, Rotate Tires
25,000Change Oil and Filter, Rotate Tires
30,000Replace Air Filter, Rotate Tires, Fuel Filter Replacement, Transmission Fluid Service, Lubricate Ball Joints, Cabin Replace Air Filter, Change Oil and Filter
35,000Change Oil and Filter, Rotate Tires
37,500Change Oil and Filter, Rotate Tires
40,000Change Oil and Filter, Rotate Tires
45,000Rotate Tires, Cooling System Flush, Change Oil and Filter, Cabin Replace Air Filter, Lubricate Ball Joints
50,000Change Oil and Filter, Rotate Tires
52,500Change Oil and Filter, Rotate Tires
55,000Change Oil and Filter, Rotate Tires
60,000Replace Air Filter, Rotate Tires, Fuel Filter Replacement, Clean and Repack Wheel Bearing, Transmission Fluid Service, Lubricate Ball Joints, Cabin Replace Air Filter, Change Oil and Filter
65,000Change Oil and Filter, Rotate Tires
67,500Change Oil and Filter, Rotate Tires
70,000Change Oil and Filter, Rotate Tires
75,000Rotate Tires, Cooling System Flush, Change Oil and Filter, Cabin Replace Air Filter, Lubricate Ball Joints
80,000Change Oil and Filter, Rotate Tires
82,500Change Oil and Filter, Rotate Tires
85,000Change Oil and Filter, Rotate Tires
90,000Replace Air Filter, Rotate Tires, Fuel Filter Replacement, Transmission Fluid Service, Lubricate Ball Joints, Spark Plugs Replacement, Cabin Replace Air Filter, Change Oil and Filter
95,000Change Oil and Filter, Rotate Tires
97,500Change Oil and Filter, Rotate Tires
100,000Spark Plugs Replacement, Rotate Tires, Cooling System Flush, Positive Crankcase Ventilation (PCV) Valve Replacement, Change Oil and Filter
105,000Rotate Tires, Cooling System Flush, Transmission Fluid Service, Lubricate Ball Joints, Differential / Gear Oil Replacement, Spark Plugs Replacement, Change Oil and Filter, Cabin Replace Air Filter
110,000Change Oil and Filter, Rotate Tires
112,500Change Oil and Filter, Rotate Tires
115,000Change Oil and Filter, Rotate Tires
120,000Replace Air Filter, Rotate Tires, Fuel Filter Replacement, Clean and Repack Wheel Bearing, Transmission Fluid Service, Lubricate Ball Joints, Cabin Replace Air Filter, Positive Crankcase Ventilation (PCV) Valve Replacement
125,000Change Oil and Filter, Rotate Tires
127,500Change Oil and Filter, Rotate Tires
130,000Change Oil and Filter, Rotate Tires
135,000Rotate Tires, Cooling System Flush, Lubricate Ball Joints, Change Oil and Filter, Cabin Replace Air Filter
140,000Change Oil and Filter, Rotate Tires
142,500Change Oil and Filter, Rotate Tires
145,000Change Oil and Filter, Rotate Tires
150,000Replace Air Filter, Rotate Tires, Transmission Fluid Service, Differential / Gear Oil Replacement, Lubricate Ball Joints, Transfer Case Fluid Replacement, Serpentine/Drive Belt Replacement, Cabin Replace Air Filter

What About Lincoln Navigator Insurance Costs?

The average cost to insure a Lincoln Navigator is about $1,850 per year. This adds up to around $9,250 after 5 years of vehicle ownership. Unlike regular maintenance, this expense can often be lowered by shopping around for lower insurance premiums. Comparing quotes will ensure that you are not overpaying if you already own a Lincoln Navigator. Or, if you are just researching, then it would be money-wise to know this cost before buying. Try our Competitive Quote Tool or the form below to get free quotes. Advertising Disclosure

Lincoln Navigator Maintenance Rankings

Other Lincoln Navigator Costs of Ownership

Finding a car or truck that saves on maintenance costs is important. But, it's also imperative to view all major Lincoln Navigator costs. This will ensure that you are finding the vehicle that provides you the best value, at the lowest cost. We've created tools that will also help you to save on the following ownership expenses:

"Major Repairs" and Methodology

We consider anything that exceeds $500, including parts and labor, to be a "Major Repair".

We aggregate and analyze millions of automotive data points from a variety of the industry's leading data providers. The insights and information on this page represent the overall averages of the combined costs of vehicle ownership. This information should be used as a general guide, as your individual results may vary significantly from that which is shown. Our mission is to provide car buyers with the resources they need to make informed purchase decisions. To learn more, see our FAQs.

2011 Lincoln NavigatorV8-5.4LService typeTurn Signal Switch ReplacementEstimate$394.23Shop/Dealer Price$477.04 - $670.352013 Lincoln NavigatorV8-5.4LService typeAlternator RepairEstimate$768.63Shop/Dealer Price$954.57 - $1472.952011 Lincoln NavigatorV8-5.4LService typeBrake Master Cylinder ReplacementEstimate$456.97Shop/Dealer Price$563.13 - $830.332014 Lincoln NavigatorV8-5.4LService typeControl Arm Assembly - Rear Lower Right ReplacementEstimate$547.41Shop/Dealer Price$678.01 - $1030.442014 Lincoln NavigatorV8-5.4LService typeIntake Manifold Gaskets ReplacementEstimate$700.63Shop/Dealer Price$857.22 - $1208.472016 Lincoln NavigatorV6-3.5L TurboService typeDrive Belt Tensioner ReplacementEstimate$396.43Shop/Dealer Price$489.32 - $728.552010 Lincoln NavigatorV8-5.4LService typeCamshaft Position Sensor ReplacementEstimate$234.83Shop/Dealer Price$285.83 - $399.931998 Lincoln NavigatorV8-5.4LService typeControl Arm Assembly - Front Upper Left ReplacementEstimate$337.00Shop/Dealer Price$409.97 - $564.27

Cost maintenance lincoln navigator

The Lincoln Navigator might be a hulking SUV but it’s a hulking SUV that has plenty to offer. From its spacious interior to its long list of luxury amenities, the Lincoln Navigator doesn’t make any compromises. But as lavishly appointed as the new Lincoln Navigator may be, can you expect it to go the distance? Let’s find out. 

2021 Lincoln Navigator driving down a city street

How reliable is the Lincoln Navigator?

Unfortunately for this year’s new Navigator, it gets some pretty mixed reliability ratings. According to Consumer Reports, this year’s model earned a three out of five predicted reliability rating, which is about average. J.D. Power, on the other hand, gave the Navigator a ‘Great’ quality and reliability rating. As for Repair Pal? Well, they gave the Navigator an ‘Average’ reliability rating. 

So what do these mixed reliability ratings mean for the Navigator? Well, overall, such mixed scores show that while the Lincoln Navigator may not be the most reliable SUV out there, it’s also not the least reliable SUV on the block. But if you’re a stickler for reliability? Then such mixed scores could be a letdown.  

RELATED: Lincoln is Consumer Reports’ Most Unreliable SUV Brand

Is the Lincoln Navigator expensive to maintain?

But there is some good news. As it turns out, the Lincoln Navigator isn’t all that expensive to maintain. In fact, Repair Pal reports that the average total annual cost for repairs and maintenance on a Navigator rings in at $1,089. Compare that to an average of $1,127 for luxury full-size SUVs and the Navigator is on par with its segment. 

And when it comes to those pesky repairs? Repair Pal explained that while owners of luxury full-size SUVs bring their vehicles to a repair shop for unscheduled repairs an average of 0.7 times per year, Lincoln Navigator owners bring their vehicles to a repair shop for unscheduled repairs an average of 0.4 times per year. Not bad, right?  

2021 Lincoln Navigator parked

RELATED: The Most Complained About Lincoln SUVs

How many miles can you put on a Lincoln Navigator?

So how many miles can you expect to get out of a Navigator? As it turns out, quite a few. In fact, according to this study from iSee Cars, the Navigator is one of the longest-lasting SUVs available. After analyzing 15.8 million cars sold in 2019 to find out which models were most likely to reach 200,000-miles, iSee Cars determined that 2.6% of Navigator models sold in 2019 were able to reach 200,000-miles. According to iSee Cars, that makes the Lincoln Navigator the longest-lasting full-size luxury SUV in its study.

RELATED: The Lincoln Navigator Is a Winner Based on Comfort Alone

You’re going to want to take the Navigator out for a test drive

While the Navigator may not get the highest reliability ratings, it isn’t all that expensive to maintain. And the odds are pretty good that if you buy a Navigator, it’ll reach that 200,000-mile mark. But before making any final decisions? Well, we recommend taking the Navigator out for a spin. After all, getting behind the wheel for a test drive is the best way to find out whether or not a vehicle is a good fit for you.

Lincoln Navigator /// TIPS on BUYING USED

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